2020 Florida Health Insurance Open Enrollment

Open Enrollment for 2020 has officially begun! Now is time to compare all your health insurance options to be protected throughout the new year. Health Care Market Exchange is the official health registration center in Florida with over 250 licensed agents here to help you enroll. Compare over 200 different health plans based on the specific coverage needs with your allocated budget. We offer individual medical insurance plans, as well as affordable plans for your entire family.

When is Florida Open Enrollment for 2020?

Open Enrollment for 2020 coverage in Florida starts Friday, November 1st, 2019 and goes through December 15th, 2019. Coverage must be purchased during these 6 weeks unless you qualify for a Special Enrollment Period. This gives Florida residents sufficient time to contact our licensed agents to help them make an informed decision of the coverage that fits their exact needs and budget.

However, you may start to weigh your options even before the opening period despite changes to the Affordable Healthcare Act. You should speak with a licensed insurance provider through the Health Care Market Exchange at your convenience so that you can make the best decision before the closing date. If you enroll today, you can be covered as early as tomorrow.

Florida Family Health Insurance Options

Whether you’re applying for the first time or planning to re-enroll, there is a brief open enrollment window to purchase Florida health insurance on the private market.

Despite some minor changes to the policies provided by insurers, there are still the minimum required policies. With basic insurance, the lowest income earners can find better coverage than in previous years. While this was indirectly done, the Individual Mandate was the most critical part of the act to be repealed by a tax law reform.

It may be tasking and confusing to determine which coverage is right for you or your family with more than 200 different insurance policies available. We are here to help you compare every Florida health plan side by side. Based on your insurance requirements, we will equate the various monthly premiums in your plan and give a piece of free but honest advice to choose the most pocket-friendly plan based on deductibles, co-pays and coverage.

Financial and Health Risks of Being Uninsured

The tax penalty was eliminated after the end of 2018, and the ACA’s mandate penalty was assessed for the last time on tax returns filed in 2019. Technically, the individual mandate itself is still in effect, but there is no longer a federal penalty for being uninsured. Therefore, the IRS will not apply any tax penalties to citizens.

Serious illness or a terrible accident can make your medical bills unmanageable if you go without health insurance. Unfortunately, about 60% of all bankruptcies are correlated to medical expenses. But insurance offers you a financial security net for medical emergencies. Nonetheless, all citizens of Florida are strongly encouraged to have a kind of insurance coverage to minimize huge expenses out of pocket in case of an unforeseen contingency.

Paying a few hundred dollars per month is well worth the peace of mind and the access to essential care that can be expensive if you have no insurance coverage. Even if you are not always sick, you can have an affordable medical plan in Florida that offers legitimate benefits like wellness testing and seasonal vaccines. Read More…

Free Holistic Doctor Consultations via BioGetica

Free Ayurvedic and Homeopathic Doctor Consultations to Anyone and Everyone Who Needs them!

Even today, we are all faced with the issues of 5 different Doctors giving us 5 different opinions. These opinions are shaped by the Doctors education, belief system and financial motivation. Every Doctor seems convinced that there way is the best way, and then we the patients are left in a situation where we do not know what is best for us and our families. Every medicine system has its strengths; it is the closed minds of practitioners that turn these strengths into weaknesses. It is also obvious that each system of medicine has a separate primary focus. Allopathy or conventional medicine understands the molecules of life, Ayurveda and TCM understand how to balance its energies and Homeopathy and other subtle forms balance its informational field. Life however is a complex web of matter, energy and information and combining these medicine systems gives us the opportunity to bring balance across the entire spectrum of life!

Biogetica was created with the premise of uniting all medicine systems under the gold standard of evidence. It doesn’t matter to us what system of medicine the remedy comes from. What matters is the evidence it has shown in benefitting your life. It doesn’t matter where the remedy is grown, we will blend it synergistically and bring it to your doorstep. It doesn’t even matter what we recommended yesterday, if something better comes up today you can rest assured that it will show up in your kit tomorrow.

Every Doctor in our collective is dedicated to this cause of bringing the best to their patients globally. Many of them left the comforts of their practice to join us as they realized that is the place where they can help people the most. Read More

What is Love Mapping?

Examine yourself from a separate perspective. What is your reaction towards whenever you hear someone mention the length of their relationship, and it completely exceeds your preconceived notion about the length of typical relationships. You hear scoffs in the crowd, claps and oohs of bafflement. Perhaps you hear a dismissive joke or cajoling. But what do you see in the clumsy, honest engagement of something that extensive? Something perhaps fragile, dwindling? No, they are firmly engaged and bonded with one another. How is this possible?

The study of this certain phenomena, of such an extensive relationship with seemingly no secrets to divulge is the primary focus for many counselors and researchers of the romantic bond between partners within a relationship. There are multitudes of supposed solutions to the eventual question within most individuals’ lives: how can one make it ‘work’? One of the most prominent solutions however, instinctively done by the happiest and most successful of couples is a certain action described by the Gottman Institute as “Love Mapping”. This art is the simple act of communication, and discussing with each other about one’s desires, goals, likes, dislikes, etc.
This seems off. Odd, and unnecessary, no? However this assessment is incorrect. Humans in the modern day instinctively close themselves off while in the normal routine, as it is a base desire for security and safety. Without consciously doing so, one may find themselves unable to emotionally connect with a partner, without a mere clue as to the reasons. It is because of a lack of communication, a lack of processing emotions and thoughts together. Love mapping is the practice of sitting down and taking it upon yourselves to open up to one another, to understand and empathize, and support each other. It is a necessity in any bond or relationship of significance, and is even recommended in meaningful friendships to nurture the bond the friends share.

Love mapping is unnerving, and leaves one feeling vulnerable. This is, however, a normal occurrence as it is the granting of permission for another to peer into yourself, and understand what your needs are, and what you desire to accomplish. The advantages of love mapping regularly are plenty. It allows one to develop better skills to cope and reach solutions in the midst of relationship conflict. It allows for a more significant bond to form, rather than superficial interaction such as “How’s the weather?”. The superior method to maintaining a relationship is the act of communication to little end, and to better understand one another so that everyone’s lives are enhanced by the bond, rather than limited by it.

It is the responsibility of the partners in the relationship to maintain the bond they share. It is truly important they communicate with each other in order to fully support and enhance each others’ lives. After all, how can you truly care for someone you do not truly understand? Sit down, open up, and maybe making a point to have a deeper conversation with someone may lead to a better, more honest relationship.

Tell Me What You Want – Opening Up the Lines of Sexual Communication

Communication is always going to be vital in every relationship if a couple wants to insure its success. Being able to express your needs, desires and thoughts to your partner is very important. It is also important that you are able to listen to those same things coming from your partner. If you cannot agree on some of these things, that’s when compromise enters the picture.

One of the biggest areas of miscommunication between couples is that of sex. There are many facets of this area that cause disagreements ranging from the frequency of encounters to the type of satisfaction provided. Women tend to be the worst offenders when it comes to not telling their men what they want in bed. Men, on the other hand, usually don’t have any issues with being vocal about whatever they want sexually.

The problem with women not being as open when it comes to sex probably started centuries ago when men were basically in charge of everything. Very few men ever thought about the importance of pleasing their girlfriends, wives or mistresses. They more or less took their pleasure and went about their business. Women weren’t encouraged to speak up because they weren’t even supposed to be interested in sex. It was a man’s pleasure and women were supposed to simply endure it. If a woman showed too much interest in sex, she was most likely considered to be a slut or a whore. On the other hand, it was to these very women that men ran to for the excitement that they didn’t elicit from their partners.

That’s not the case these days. Not only are women encouraged but they’re expected to enjoy quite an avid and healthy interest in having creative and lusty sex with their men. They’re not meant to pretend that they’ve had an orgasm or that they’re fully satisfied if that’s not the case. Yet, even in modern times, women still feel the need to protect the fragile ego of their men. That’s not the way to a successful relationship.

Couples that have been together happily for a long time swear by the importance of not only having sex, but also in talking about it. That doesn’t mean that you should talk it to death but, if there are some issues, those should be resolved and the only way to do that is through talking. Besides, if you talk things out beforehand, you can explain the rest through gentle direction during sex.

For instance, if a woman really wants a man to perform oral sex on her but he never seems to go in that direction; she should plainly tell him what she wants. Then, the next time they’re having sex, she can use movements to show him where he needs to go. The same is true for men when it comes to showing their partners something that they really like and want her to do. Working together in this manner makes sex and intimacy much more exciting for both partners.

Something to remember when talking to each other is that you need to keep any accusatory tones out of the conversation. When someone feels as if they’re being attacked in some way, they’re less likely to pay attention to what is being said to them. Instead, they go into full defense mode and refuse to hear the important things.

You’ll see that once your communication with each other is open, honest and caring, your relationship stands a much better chance of lasting a very long time; maybe even forever.

Use a Sex Agreement Form to help you bring up the topic of sex and open up the lines of communication.

A Lackluster Sex Life – Getting Your Sex Life Back on Track

Has your sex life hit a snag?

Does sex feels like just a routine, do you just do it out of a sense of duty? (If you even do it all).

If you answered yes, then you are not alone. Many couples reach a point in their relationship where they are no longer interested in sex for one reason or another. Whether it is the problems of everyday life invading your minds or there is just nothing attracting you to your partner.

Many persons find it difficult to make love when they have to be thinking about the bills or the children or illness, etc. It really is hard to perform when stressed, but it would be a good idea to make love to your partner because it is a really good stress reliever.

If you find yourself thinking about dinner for the kids or play dates, hire a babysitter for the night or let them have a sleep over at a trusted family member or friend.

If you once enjoyed being intimate with each other, then there is hope that the spark can always be rekindled. You just have to be determined go back to where you were or to be even better. Negotiating a sexual agreement is a great way to get things back on tract. Also, the following are a few ways you can rekindle the sexual intimacy:

  • If the kids are at home or you live with friends/ family, send them away for a night or, if you can afford it, go to a hotel.
  • If you are a couple that always have sex in the bedroom, go in the bathroom/kitchen/living room and explore other surfaces and techniques. Have sex under the shower with the water running down your bodies. Men lift your women up or lean her against the wall. Make it fun and stress free.
  • Have sex the wayhttps://sexagreements.com/?ap_id=drharmony you did when you just met – if you used to have sex anytime of the day and anywhere, then try that again. The key is to go back to where you were. What is it that attracted you to your partner? What is it that you liked about the sex?

Now to set the scene for lovemaking –

  • Get into the mood by sending each other intimate text messages in the day.
  • Men send your women flowers or chocolate, or simply send them lunch. The fact that you sent it without her asking means she is on your mind and every woman loves to know that their man is thinking about them. Ladies you can also send them gifts at work, send them something you know they like. Add an intimate touch to it – you can send them your lingerie and a message saying you’ll be home waiting for him to take it to you so that you can get dressed. He will now know what you want to happen when you get home and that you will be naked, waiting for him.
  • When he gets home make sure you are naked or wearing a bathrobe if you don’t feel comfortable walking around naked. Take the lingerie from him and prepare dinner in it, the visual will turn him on. Have dinner in the lingerie too, this is a prelude to what is to come.
  • Listen to some nice love songs and relax in each other’s arms.
  • Talk about how you met and what you loved about each other and this is sure to turn you both on. When you remember all the fun you used to have, you will want to relive that fun.
  • Increase your level of intimacy when you are ready to make love. Talk to each other; tell your partner what are your sexual likes and dislikes. Set the mood with wine or champagne, candles and roses.
  • Try new positions, and be creative. Prolong foreplay; stimulate your mind and senses before you begin penetration.

Try these tips and watch your light shine again, do not stop trying to please your lover. Be spontaneous and keep them guessing about what you’ll do next, and always make love like it’s the first time again. Don’t worry, stress makes it worse, just enjoy each other and you will be ok.